Updated: October 10, 2022
Loans in Cagayan de Oro
Looking where to borrow money in Cagayan de Oro? Here we have a list of lending companies in Cagayan de Oro city for you. No credit check or collateral.
Amount
Term (days)
MoneyCat Loans
CS201953073
0.4%
Percent, per day
1000 - 25000 PHP
Amount
90 - 180 day
Term
Show more
Features
APR:
from 145 up to 365%
Review time:
1 day
Early Settlement:
no
Guarantor:
no
Client
Age:
20 - 60 years old
Citizenship:
Required
Employment:
Required
Proof Income:
Not required
Disbursement & Repayment
Disbursement time:
1 day
Disbursement methods:
Bank Account;
Repayment methods:
Dragon Pay; GCash; Online Payment;
Pros & Cons
Pros:
You can easily get a loan, in a few steps
You only need to spend 5 minutes to register
You don't have to go to the bank and stand in line. The entire process of obtaining a loan takes place online through a phone, tablet or computer
Cons:
High interest rate
Details
MoneyCat is a financial company that will help you quickly and easily get a loan within 24 hours online. You need to fill out the registration form on the site and go through a quick verification, after which the money will be transferred to your bank account
Digido loans
CS202003056
0.1 - 0.4%
Percent, per day
1000 - 10000 PHP
Amount
10 - 180 day
Term
Show more
Features
APR:
from 143%
Review time:
1 day
Early Settlement:
no
Guarantor:
no
Client
Age:
21 - 70 years old
Citizenship:
Required
Employment:
Required
Proof Income:
Required
Disbursement & Repayment
Disbursement time:
1 day
Disbursement methods:
Bank Account;
Repayment methods:
GCash; Dragon Pay; Online Payment;
Pros & Cons
Pros:
Fast processing of the application within 24 hours
There are no additional payments. Only payments under your loan agreement
Cons:
If you do not pay on time, the credit company may charge you an additional penalty
Details
Digido is an online lending company that has a state license and permissions to provide lending services. You can apply for a loan simply and quickly through the company's website, remembering the registration form. The answer to your application will come within 24 hours and within 24 hours after approval you can receive money to your bank account
Kviku Personal Loans
0.16%
Percent, per day
1000 - 25000 PHP
Amount
60 - 180 day
Term
Show more
Features
Early Settlement:
no
Guarantor:
no
UnaCash Personal Loans
0.3%
Percent, per day
2000 - 30000 PHP
Amount
61 - 180 day
Term
Show more
Features
Early Settlement:
no
Guarantor:
no
Unionbank Quick Loans
0000036073
4%
Percent, per month
1000 - 1000000 PHP
Amount
1 - 12 month
Term
Show more
Features
Early Settlement:
no
Guarantor:
no
Client
Age:
21 - 65 years old
Citizenship:
Required
Employment:
Required
Proof Income:
Required
Loans in Cagayan de Oro
The city of Cagayan de Oro is located in the southern Philippines on the island of Mindanao. It is the capital of the province of Misamis Oriental and has a population of over 700,000 people. The city is known for its friendly atmosphere and beautiful scenery.
There are many lending companies in Cagayan de Oro that offer loans to people in need. These companies offer a variety of loan products, including personal loans and quick cash loans.
If you need a loan, there are many options available to you in Cagayan de Oro. There are lending companies that cater to different needs and budgets. You can find a list of lending companies in Cagayan de Oro below.
- DiGiDo,
- MoneyCat,
- Online Loans Pilipinas,
- Kviku,
- UnaCash.
These are just a few of the many lending companies that are available in Cagayan de Oro. Each company has its own terms and conditions, so be sure to read the fine print before taking out a loan.
When taking out a loan, be sure to only borrow what you need and can afford to repay. Loans can be a great way to get the money you need, but they can also put you in a difficult financial situation if not used wisely. Be sure to shop around and compare interest rates before taking out a loan.
Requirements to apply for a loan in Cagayan de Oro
You need to have:
- A valid ID;
- Proof of income (desirable);
- A bank account/card;
- Be at least 18 years old.
These are just a few of the requirements that you will need to apply for a loan in Cagayan de Oro. Each lending company has its own specific requirements, so be sure to check with the company.
How to Identify legal lenders in Cagayan de Oro
It is important to only take out a loan with a legal and reputable lender. There are many scammers and illegal lenders in Cagayan de Oro, so you need to be careful when choosing a lender.
Here are a few tips to help you identify legal lenders in Cagayan de Oro:
- Check if the lender is licensed by the Securities and Exchange Commission.
- Check online reviews of the lender.
- Read the credit agreement carefully to avoid hidden fees.
Applying for a Loan in Cagayan de Oro
Applying for a loan in Cagayan de Oro is easy. You can apply online or in-person at the lending company.
When applying for a loan, you will need to provide some personal and financial information, such as your name, address, contact information, income, and bank account details.
Once you have submitted your application, the lender will review it and decide whether or not to approve your loan. If you are approved, the money will be deposited into your bank account within a few hours.
Repaying your Loan in Cagayan de Oro
It is important to repay your loan on time to avoid any penalties or fees. Most lenders will allow you to make early repayments without any penalties.
If you are having difficulty repaying your loan, contact your lender immediately to discuss your options.
Final thoughts
Loans can be a great way to get the money you need, but it is important to only borrow what you can afford to repay.
Fintree Philippines
© 2022 Fintree.ph
Disclaimer: Fintree Philippines is a loan comparison site that helps users find the best options for their needs. We are not a financial company and we do not provide loans ourselves. We work with a number of trusted partners to offer users a range of loan options to choose from. We don't charge the user for choosing a loan, but we do get a commission from our partners. Please read the terms and conditions of the lending organization carefully before you accept it and make sure you will be able to pay it back on time.