Updated: July 11, 2022

Loans in Cagayan de Oro

Looking where to borrow money in Cagayan de Oro? Here we have a list of lending companies in Cagayan de Oro city for you. No credit check or collateral.

Amount

Term (days)

moneycat-logo.svg

MoneyCat Loans

CS201953073

0.4%

Percent, per day

1000 - 25000 PHP

Amount

90 - 180 day

Term

Show more

Features

APR:

from 145 up to 365%

Review time:

1 day

Early Settlement:

no

Guarantor:

no

Client

Age:

20 - 60 years old

Citizenship:

Required

Employment:

Required

Proof Income:

Not required

Disbursement & Repayment

Disbursement time:

1 day

Disbursement methods:

Bank Account;

Repayment methods:

Dragon Pay; GCash; Online Payment;

Pros & Cons

Pros:

You can easily get a loan, in a few steps

You only need to spend 5 minutes to register

You don't have to go to the bank and stand in line. The entire process of obtaining a loan takes place online through a phone, tablet or computer

Cons:

High interest rate

Details

MoneyCat is a financial company that will help you quickly and easily get a loan within 24 hours online. You need to fill out the registration form on the site and go through a quick verification, after which the money will be transferred to your bank account

logo-digido.svg

Digido loans

CS202003056

0.1 - 0.4%

Percent, per day

1000 - 10000 PHP

Amount

10 - 180 day

Term

Show more

Features

APR:

from 143%

Review time:

1 day

Early Settlement:

no

Guarantor:

no

Client

Age:

21 - 70 years old

Citizenship:

Required

Employment:

Required

Proof Income:

Required

Disbursement & Repayment

Disbursement time:

1 day

Disbursement methods:

Bank Account;

Repayment methods:

GCash; Dragon Pay; Online Payment;

Pros & Cons

Pros:

Fast processing of the application within 24 hours

There are no additional payments. Only payments under your loan agreement

Cons:

If you do not pay on time, the credit company may charge you an additional penalty

Details

Digido is an online lending company that has a state license and permissions to provide lending services. You can apply for a loan simply and quickly through the company's website, remembering the registration form. The answer to your application will come within 24 hours and within 24 hours after approval you can receive money to your bank account

kviku-logo.svg

Kviku Personal Loans

0.16%

Percent, per day

1000 - 25000 PHP

Amount

60 - 180 day

Term

Show more

Features

Early Settlement:

no

Guarantor:

no

unacash-logo.svg

UnaCash Personal Loans

0.3%

Percent, per day

2000 - 30000 PHP

Amount

61 - 180 day

Term

Show more

Features

Early Settlement:

no

Guarantor:

no

Unionbank.png

Unionbank Quick Loans

0000036073

4%

Percent, per month

1000 - 1000000 PHP

Amount

1 - 12 month

Term

Show more

Features

Early Settlement:

no

Guarantor:

no

Client

Age:

21 - 65 years old

Citizenship:

Required

Employment:

Required

Proof Income:

Required

Loans in Cagayan de Oro

The city of Cagayan de Oro is located in the southern Philippines on the island of Mindanao. It is the capital of the province of Misamis Oriental and has a population of over 700,000 people. The city is known for its friendly atmosphere and beautiful scenery.

There are many lending companies in Cagayan de Oro that offer loans to people in need. These companies offer a variety of loan products, including personal loans and quick cash loans.

If you need a loan, there are many options available to you in Cagayan de Oro. There are lending companies that cater to different needs and budgets. You can find a list of lending companies in Cagayan de Oro below.

  1. DiGiDo,
  2. MoneyCat,
  3. Online Loans Pilipinas,
  4. Kviku,
  5. UnaCash. 

These are just a few of the many lending companies that are available in Cagayan de Oro. Each company has its own terms and conditions, so be sure to read the fine print before taking out a loan.

When taking out a loan, be sure to only borrow what you need and can afford to repay. Loans can be a great way to get the money you need, but they can also put you in a difficult financial situation if not used wisely. Be sure to shop around and compare interest rates before taking out a loan.

Requirements to apply for a loan in Cagayan de Oro

You need to have:

  • A valid ID;
  • Proof of income (desirable);
  • A bank account/card;
  • Be at least 18 years old.

These are just a few of the requirements that you will need to apply for a loan in Cagayan de Oro. Each lending company has its own specific requirements, so be sure to check with the company.

How to Identify legal lenders in Cagayan de Oro

It is important to only take out a loan with a legal and reputable lender. There are many scammers and illegal lenders in Cagayan de Oro, so you need to be careful when choosing a lender.

Here are a few tips to help you identify legal lenders in Cagayan de Oro:

  1. Check if the lender is licensed by the Securities and Exchange Commission.
  2. Check online reviews of the lender.
  3. Read the credit agreement carefully to avoid hidden fees.

Applying for a Loan in Cagayan de Oro

Applying for a loan in Cagayan de Oro is easy. You can apply online or in-person at the lending company.

When applying for a loan, you will need to provide some personal and financial information, such as your name, address, contact information, income, and bank account details.

Once you have submitted your application, the lender will review it and decide whether or not to approve your loan. If you are approved, the money will be deposited into your bank account within a few hours.

Repaying your Loan in Cagayan de Oro

It is important to repay your loan on time to avoid any penalties or fees. Most lenders will allow you to make early repayments without any penalties.

If you are having difficulty repaying your loan, contact your lender immediately to discuss your options.

Final thoughts

Loans can be a great way to get the money you need, but it is important to only borrow what you can afford to repay.

Fintree Philippines

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Disclaimer: Fintree Philippines is a loan comparison site that helps users find the best options for their needs. We are not a financial company and we do not provide loans ourselves. We work with a number of trusted partners to offer users a range of loan options to choose from. We don't charge the user for choosing a loan, but we do get a commission from our partners. Please read the terms and conditions of the lending organization carefully before you accept it and make sure you will be able to pay it back on time.