Updated: July 11, 2022
30k loans in the Philippines
You're not alone if you need a PHP 30,000 loan in the Philippines. Many people are looking for a quick loan right now, and the good news is that it's not too hard to get one. We'll help you get a PHP 30k loan in the Philippines, no matter your credit score. Also, you can find a handy 30k loan calculator to see how much your monthly payments will be.
Amount
Term (days)
UnaCash Personal Loans
0.3%
Percent, per day
2000 - 30000 PHP
Amount
61 - 180 day
Term
Show more
Features
Early Settlement:
no
Guarantor:
no
BDO Personal Loans
0000034001
1.25 - 1.3%
Percent, per month
10000 - 1000000 PHP
Amount
6 - 36 month
Term
Show more
Features
Early Settlement:
yes
Guarantor:
no
Client
Age:
21 - 70 years old
Min. Salary:
180000 PHP
Citizenship:
Required
Employment:
Required
Employment Details:
Regular employee or self-employed firm with at least two years of operations
Proof Income:
Required
Disbursement & Repayment
Disbursement methods:
Bank Account;
Repayment methods:
Bank Cash Payment;
BPI Personal Loans
PW00000121
1.2%
Percent, per month
20000 - 2000000 PHP
Amount
12 - 36 month
Term
Show more
Features
Review time:
5 day
Early Settlement:
no
Guarantor:
no
Client
Age:
21 - 60 years old
Citizenship:
Required
Employment:
Required
Proof Income:
Required
Disbursement & Repayment
Disbursement time:
2 day
Disbursement methods:
Bank Account;
Metrobank Personal Loans
0000020573
1.25 - 1.5%
Percent, per month
20000 - 1000000 PHP
Amount
12 - 36 month
Term
Show more
Features
Review time:
7 day
Early Settlement:
no
Guarantor:
no
Client
Age:
21 - 65 years old
Citizenship:
Required
Employment:
Required
Employment Details:
Have a gross annual income of at least Php 350,000. If employed: be of regular status with current employer for at least 1 year. If self-employed: be at least 2 years in the current business.
Proof Income:
Required
Unionbank Quick Loans
0000036073
4%
Percent, per month
1000 - 1000000 PHP
Amount
1 - 12 month
Term
Show more
Features
Early Settlement:
no
Guarantor:
no
Client
Age:
21 - 65 years old
Citizenship:
Required
Employment:
Required
Proof Income:
Required
How to Get the Best 30k Loan in the Philippines
A 30k loan in the Philippines is a great way to get the financial assistance you need. Whether you are looking to consolidate debt, finance a large purchase, or cover an unexpected expense, a personal loan can be a great option. Here are a few things you need to know about how to get a 30k loan with bad credit in the Philippines.
1. Know Your Loan Options
The first step in getting a 30,000 loan is to know your loan options. There are many different types of loans available, and each has its own set of terms and conditions. It's important that you choose a loan that's right for your individual needs. For example, if you have bad credit, you might want to consider a personal loan from a lender that specializes in bad credit loans.
2. Shop Around for the Best Rate
Once you know what type of loan you need, it's time to start shopping around for the best rate. There are many different lenders out there, so it's important to compare rates before you decide on one. Be sure to look at both the interest rate and the fees associated with the loan before making your final decision.
3. Read the Terms and Conditions Carefully
Before signing any loan agreement, it's important that you read the terms and conditions carefully. This way, you'll know exactly what you're agreeing to and there will be no surprises down the road. Be sure to ask questions if there's anything you don't understand before signing on the dotted line.
4. Make Sure You Can Afford the Repayments
Before taking out any loan, it's important to make sure that you can afford the repayments. Loans can be expensive, so be sure to calculate your monthly payments before taking one out. This way, you can be sure that you'll be able to make your payments on time and avoid any late fees or penalties.
A 30k loan in the Philippines can be a great option for borrowers who need quick access to cash. There are many different types of loans available, so it's important that you choose one that's right for your individual needs. Be sure to shop around for the best rate and read the terms and conditions carefully before signing any loan agreement. And finally, make sure that you can afford the repayments before taking out any loan.
Fintree Philippines
© 2022 Fintree.ph
Disclaimer: Fintree Philippines is a loan comparison site that helps users find the best options for their needs. We are not a financial company and we do not provide loans ourselves. We work with a number of trusted partners to offer users a range of loan options to choose from. We don't charge the user for choosing a loan, but we do get a commission from our partners. Please read the terms and conditions of the lending organization carefully before you accept it and make sure you will be able to pay it back on time.