Updated: July 11, 2022

20k pesos loans

Looking for a 20,000 pesos loan in the Philippines? You've come to the right place. In this article, we will show you how to get a loan online up to 20,000 pesos in just a few simple steps. We'll also provide you with a list of the best lenders in the country so that you can compare interest rates and find the best deal possible. So what are you waiting for? Start your search for a 20,000 pesos loan today!

Amount

Term (days)

moneycat-logo.svg

MoneyCat Loans

CS201953073

0.4%

Percent, per day

1000 - 25000 PHP

Amount

90 - 180 day

Term

Show more

Features

APR:

from 145 up to 365%

Review time:

1 day

Early Settlement:

no

Guarantor:

no

Client

Age:

20 - 60 years old

Citizenship:

Required

Employment:

Required

Proof Income:

Not required

Disbursement & Repayment

Disbursement time:

1 day

Disbursement methods:

Bank Account;

Repayment methods:

Dragon Pay; GCash; Online Payment;

Pros & Cons

Pros:

You can easily get a loan, in a few steps

You only need to spend 5 minutes to register

You don't have to go to the bank and stand in line. The entire process of obtaining a loan takes place online through a phone, tablet or computer

Cons:

High interest rate

Details

MoneyCat is a financial company that will help you quickly and easily get a loan within 24 hours online. You need to fill out the registration form on the site and go through a quick verification, after which the money will be transferred to your bank account

kviku-logo.svg

Kviku Personal Loans

0.16%

Percent, per day

1000 - 25000 PHP

Amount

60 - 180 day

Term

Show more

Features

Early Settlement:

no

Guarantor:

no

unacash-logo.svg

UnaCash Personal Loans

0.3%

Percent, per day

2000 - 30000 PHP

Amount

61 - 180 day

Term

Show more

Features

Early Settlement:

no

Guarantor:

no

bdo.png

BDO Personal Loans

0000034001

1.25 - 1.3%

Percent, per month

10000 - 1000000 PHP

Amount

6 - 36 month

Term

Show more

Features

Early Settlement:

yes

Guarantor:

no

Client

Age:

21 - 70 years old

Min. Salary:

180000 PHP

Citizenship:

Required

Employment:

Required

Employment Details:

Regular employee or self-employed firm with at least two years of operations

Proof Income:

Required

Disbursement & Repayment

Disbursement methods:

Bank Account;

Repayment methods:

Bank Cash Payment;

Bank_of_the_Philippine_Islands_logo.png

BPI Personal Loans

PW00000121

1.2%

Percent, per month

20000 - 2000000 PHP

Amount

12 - 36 month

Term

Show more

Features

Review time:

5 day

Early Settlement:

no

Guarantor:

no

Client

Age:

21 - 60 years old

Citizenship:

Required

Employment:

Required

Proof Income:

Required

Disbursement & Repayment

Disbursement time:

2 day

Disbursement methods:

Bank Account;

metrobank.png

Metrobank Personal Loans

0000020573

1.25 - 1.5%

Percent, per month

20000 - 1000000 PHP

Amount

12 - 36 month

Term

Show more

Features

Review time:

7 day

Early Settlement:

no

Guarantor:

no

Client

Age:

21 - 65 years old

Citizenship:

Required

Employment:

Required

Employment Details:

Have a gross annual income of at least Php 350,000. If employed: be of regular status with current employer for at least 1 year. If self-employed: be at least 2 years in the current business.

Proof Income:

Required

Unionbank.png

Unionbank Quick Loans

0000036073

4%

Percent, per month

1000 - 1000000 PHP

Amount

1 - 12 month

Term

Show more

Features

Early Settlement:

no

Guarantor:

no

Client

Age:

21 - 65 years old

Citizenship:

Required

Employment:

Required

Proof Income:

Required

Get a loan of up to 20,000 pesos in the Philippines with these simple steps

The first thing to do is to decide on the type of loan. Depending on your financial situation - you have two main ways to borrow money:

  1. Bank loan. A bank loan is a good option if you have a good credit score. The interest rate will be lower than other types of loans, but you'll need to provide collateral.
  2. Online personal loan. An online personal loan is a wonderful alternative if you have no proof of income and official employment. The interest rate will be greater than other forms of loans. However, you won't need to put up collateral and a lot of requirements.

When you have decided on the type of loan, you need to apply for it. To do this, you need to go through several steps:

  1. The first thing to do is to compare different lenders. Many lenders in the Philippines offer loans up to 20,000 pesos, but we have done this job instead of you and collected the best companies on this page.
  2. Choose the lender and fill out an application form. This form will ask for basic information about you and your financial situation.
  3. Wait for approval. This process can take up to a few days.
  4. Receive your loan. Once you have been approved, you will receive your loan in your bank account.

Primary requirements

To apply for a 20k loan, you should meet the following requirements:

- You must be at least 18 years old.

- The maximum age is 70 years old upon loan maturity.

- You must have an active bank account.

- You must be a Filipino citizen.

- You should have a regular source of income.

Fintree Philippines

© 2022 Fintree.ph


Disclaimer: Fintree Philippines is a loan comparison site that helps users find the best options for their needs. We are not a financial company and we do not provide loans ourselves. We work with a number of trusted partners to offer users a range of loan options to choose from. We don't charge the user for choosing a loan, but we do get a commission from our partners. Please read the terms and conditions of the lending organization carefully before you accept it and make sure you will be able to pay it back on time.