Updated: July 11, 2022

1 month loans

Looking for an online loan for 1 month? Apply now and get your money in less than 30 minutes. 30-days loans without additional checks and requirements.

Amount

Term (days)

logo-digido.svg

Digido loans

CS202003056

0.1 - 0.4%

Percent, per day

1000 - 10000 PHP

Amount

10 - 180 day

Term

Show more

Features

APR:

from 143%

Review time:

1 day

Early Settlement:

no

Guarantor:

no

Client

Age:

21 - 70 years old

Citizenship:

Required

Employment:

Required

Proof Income:

Required

Disbursement & Repayment

Disbursement time:

1 day

Disbursement methods:

Bank Account;

Repayment methods:

GCash; Dragon Pay; Online Payment;

Pros & Cons

Pros:

Fast processing of the application within 24 hours

There are no additional payments. Only payments under your loan agreement

Cons:

If you do not pay on time, the credit company may charge you an additional penalty

Details

Digido is an online lending company that has a state license and permissions to provide lending services. You can apply for a loan simply and quickly through the company's website, remembering the registration form. The answer to your application will come within 24 hours and within 24 hours after approval you can receive money to your bank account

bdo.png

BDO Personal Loans

0000034001

1.25 - 1.3%

Percent, per month

10000 - 1000000 PHP

Amount

6 - 36 month

Term

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Features

Early Settlement:

yes

Guarantor:

no

Client

Age:

21 - 70 years old

Min. Salary:

180000 PHP

Citizenship:

Required

Employment:

Required

Employment Details:

Regular employee or self-employed firm with at least two years of operations

Proof Income:

Required

Disbursement & Repayment

Disbursement methods:

Bank Account;

Repayment methods:

Bank Cash Payment;

Bank_of_the_Philippine_Islands_logo.png

BPI Personal Loans

PW00000121

1.2%

Percent, per month

20000 - 2000000 PHP

Amount

12 - 36 month

Term

Show more

Features

Review time:

5 day

Early Settlement:

no

Guarantor:

no

Client

Age:

21 - 60 years old

Citizenship:

Required

Employment:

Required

Proof Income:

Required

Disbursement & Repayment

Disbursement time:

2 day

Disbursement methods:

Bank Account;

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Metrobank Personal Loans

0000020573

1.25 - 1.5%

Percent, per month

20000 - 1000000 PHP

Amount

12 - 36 month

Term

Show more

Features

Review time:

7 day

Early Settlement:

no

Guarantor:

no

Client

Age:

21 - 65 years old

Citizenship:

Required

Employment:

Required

Employment Details:

Have a gross annual income of at least Php 350,000. If employed: be of regular status with current employer for at least 1 year. If self-employed: be at least 2 years in the current business.

Proof Income:

Required

rcbc.png

RCBC Personal Loans

0000017514

1.3%

Percent, per month

50000 - 1000000 PHP

Amount

6 - 36 month

Term

Show more

Features

Early Settlement:

no

Guarantor:

no

Client

Age:

21 - 65 years old

Citizenship:

Required

Employment:

Required

Employment Details:

For employed: With a minimum employment tenure of 2 years and minimum gross monthly income of PHP 30,000. For Self-employed: With business operating in the Philippines for at least 3 years and profitable for the past 2 years, and minimum gross monthly income of Php100,000

Proof Income:

Required

30 Days Loan In The Philippines – A Guide For Getting One

It’s true that getting a loan is pretty thorough and can sometimes be lengthy. However, there’s still a way to go about it. Some available loan options can grant you access to the financial means you’re looking for, which don’t require so much, as well. We’re talking about financial institutions that provide online loan 1 month to pay as fast as you can imagine; it’s all true.

This article provides a brief yet concise way to access a 30-day loan within the Philippines and what it would cost. Also, we’ve outlined some loan companies you can meet to access these loans. Read on for more information.

How To Get An Online Loan For A Month

The steps in getting an online loan for one month vary depending on the loaning company you’re patronizing. Here is a quick and effective set of steps to getting an online loan with no credit check briefly.

1. Choose the loan provider

The first and most important step is to find a good loan company that offers 1 monthly loan and low-interest rates. While many may promise you various loan options to the timeframe we’re looking at (30-days), only a few will implement low-interest rates.

2. Click on the ‘Apply now’ button to apply for a loan

When you’ve selected a company, open it (online on the website or via the mobile app) and click on the ‘apply’ button. It is usually located on the right hand of the platform. Click on it.

3. Fill out the form to apply for the loan

Then the platform will redirect you to another page where you’d fill in your details to register and apply for the loan for a month. Do so promptly.

4. Verify your account and provide the necessary details

After that, the loan firm will send you a mail or SMS to confirm your registered account. Click on the link and confirm the creation. When you’re done with that, it will prompt you to provide additional personal data for validation. Provide every necessary data and continue to the next step.

5. The loan company will contact you

Once you’re done providing your biodata and choosing the amount you want to request, you’d need to go through a waiting period. It usually lasts for 24 hours, but expect the call within this time. If you’re eligible to access a loan, the lending company will reach out to you via a sms to further confirm your application.

6. Wait for your loan

After the company reaches out to you via sms, you’d now have to wait for some time for the 30 days loan to be disbursed to your account.

Which Lending Company Provides Loans For 30 Days?

Below is a list of financial institutions that provide each user access to an online loan payable in 30 days. They are: 

  • DiGiDo, 
  • MoneyCat, 
  • Online Loans Pilipinas, 
  • Kviku, 
  • UnaCash.

Documentary Requirements For Loan Borrowers

It’s worth noting that there are different document requirements for the different loan platforms. However, here are some general documentary requirements to access loans from any of the above loan platforms. They include:

  • valid government ID
  • valid mobile phone number

Advantages Of Month Loans

  • Low-interest rates.
  • Shorter requirement.
  • Instant approval.
  • Very timely for emergencies.

Conclusion

Getting a 30 days loan in the Philippines is not difficult. You can follow the guide provided above to get one for yourself to take care of that pressing financial need.

Short FAQs

1. How much is the amount I can loan?

The amount of loan you can get depends on some factors. While some loan companies allow you to get loans of up to PNP 25,000 others require you to follow a strict step-by-step process by which you can increase the amount of money you can get via loan 30 days, bit by bit.

2. What can a personal loan be used for?

You can use personal loans to clear off higher debt, handle home improvement expenses, cover up emergency expenses, like a funeral, or handle relocation costs.

3. What happens if a loan is not paid?

Not paying back a personal loan can cause you to become a defaulter on a loan. Thus, implying that the loan company can sell your debt collateral to any debt collector. Once a debt collector takes over the owned debt, they’d contact you directly to get back the payment.

Fintree Philippines

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Disclaimer: Fintree Philippines is a loan comparison site that helps users find the best options for their needs. We are not a financial company and we do not provide loans ourselves. We work with a number of trusted partners to offer users a range of loan options to choose from. We don't charge the user for choosing a loan, but we do get a commission from our partners. Please read the terms and conditions of the lending organization carefully before you accept it and make sure you will be able to pay it back on time.